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Early retirement – embracing change

Following the announcement of the “freedom and choice” that will be available to retirees after 6th April 2015, the sales of annuities have fallen by a third and those of drawdown have risen (1).

We consider the reasons for this and whether it is a trend that is likely to continue past April 2015.

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More than half of workers aged 50 to 70 delay their retirement

Thousands of workers have been forced to delay their retirement for financial reasons over the last five years, a study shows.

Since 2009, it found, 55 per cent of older workers have put back their previous plans to retire, while one in six has had to put off leaving work indefinitely.

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